Car collisions happen every day. Some estimates put the number at 16,000 car collisions a day! Chances are if you drive a car, you’ve passed a car wreck on the way to work or running an errand. You may look and see what happened, how bad the damage is, and if anyone is hurt. But what happens if someone crashes into you? Here are some important things to remember.
You should always call the police to report the collision. The police report will be very important in the future if anything happens, as a car accident lawyer, such as from Poliakoff & Associates, can explain. You should call an ambulance if you need one. It is important to have documentation of any injuries you may have received as a result of the collision. Exchange your information with the other driver. Get their license, insurance, registration, and good contact information. Do not apologize or admit fault. That can be used against you down the road. Also, the other driver’s insurance may call you asking for a statement. You should consult an attorney before giving any statement to the other driver’s insurance.
You should then decide if you need a personal injury attorney. A personal injury attorney who works with car wrecks can help you secure the compensation you need to make sure your medical bills and expenses are fully covered. People typically only think of medical bills as being the only expense, but if you are out of work because of the collision you can lose income, time with loved ones, and suffer lifelong disability. An experienced personal injury attorney can work with you to determine the value of your case.
A personal injury attorney who regularly handles car wreck cases can also help other questions that you may not have thought of before, or realize that you have. For instance, what is the difference between UM and UIM coverage? What is subrogation? If you are a Medicare recipient there can be other considerations to take into account as well. You don’t have to try to figure out the answer to all those questions on your own. An experienced personal injury attorney can help you navigate the complex world of car wrecks, and allow you to focus on getting better while they fight for you.